Credit Repair Company
Fowler and Fowler
Credit and Debt Solutions
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866-524-2328
 
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Credit Repair Company  
 
We offer Personalized... Not Computerized Credit Report Repair!

No two peoples credit reports are exactly the same!  So, no pre-set computer program is going to be as effective as real, skilled credit report correction counselors.  Period! At Fowler and Fowler we offer personal and professional service, we are real people working hard for our clients.   Of course we use technology, but we do not rely on it to perform the task of credit report repairWe do not scan credit reports and have an automated system produce duplicate dispute letters to mail to the credit reporting bureaus.   We have skilled counselors that analyze your credit reports, then determine the best possible plan for maximum results.   Then we draft unique and individual letters to the credit reporting agencies or to the creditors, collections agencies, or courthouses, depending on your unique and individual needs.   NO computer program can do that!   When you call our office you will not be patched through to a call center full of unskilled telemarketers that read a pre-written script of answers to the "most commonly asked questions".  Instead you will speak to your assigned counselor, and they will answer your questions directly and personally.  With identity theft becoming the largest crime in America do you really want call centers and out-sourced companies accessing your personal financial information?  Before you decide on a Credit Repair Company please consider these differences. (click here)

With interest rates going up, the motive and importance of having your credit scores as high as possible has never been greater!   Statistics show that 79% of all credit reports contain errors, these errors are costing consumers millions of dollars in interest a year!   You have to right to challenge inaccurate, out-dated, and unverifiable information that is reported on your credit report.  You also have to right to hire a professional to assist you.  Fowler and Fowler has been in the credit repair business since 1998, and we have helps tens of thousands of people get the credit they need and deserve.  We are honest, straight forward and dependable.  There is no secret to success, it takes hard work and determination, and that is what we offer you at Fowler and Fowler.  Click here to read more about our services.

If you are serious about improving your credit rating, call us today and speak with a Credit Report Repair Specialist!  The call is free, and the service is backed by our Money Back Guarantee.  We will even look at your credit reports before you enroll in our program.    Click here for a free evaluation.  Don't wait for the interest rates to go up again... Call Toll Free Today! 1-866-524-2328 or Sign Up On-line Now!  

 
If you have clients in need of Credit Repair Services please click HERE.
 
We Can Remove:
  • Late Payments
  • Collections
  • Charge Offs
  • Bankruptcies
  • Judgments
  • Repossessions
  • Foreclosures
  • Garnishments
  • and more...
 
Real Client Testimonials:

06/04/06

I just wanted say what a great job your company is doing with our credit reports.  When we started, my credit rating was 525…my credit is now 687 and my wife’s is 668.  We just bought a ˝ million dollar house at a decent interest rate and we have 4 new credit cards with limits over $5k each which is important because I travel so much in my business.  Please keep up the good work!
Thank you,
B. Jarrett, Fenton, MI
 

03/29/06

All I have to say is WOW. I was leery about using you at first. I was thinking there was no way things can come off of my credit report and thought the price was to much. Now after the year is over, it was worth every penny and I think even more. I seen a foreclosure, repossession and a bankruptcy and bunch of credit card bad debt come off. Things due to a bad divorce. Now I have been able to purchase a vehicle with financing from my local bank, bought a house at a good rate and have a couple emergency credit cards with limits I never though I could get.
I would recommend this to anyone who want to clean up there credit. Whenever I had to call in and talk to customer service or my case worker, my service was outstanding and if I had to leave a message, it was returned promptly.
I want to thank you ALL for your help and the things you have done.
 
Thank-you so much,
J. Frueh
North Pole, Alaska
 
What Makes Us Exceptional!
                   Unlimited Dispute

Unlimited Deletions

Cancel Anytime

Full Refund Policy

Personal  Service

No Per Dispute ------_Fee

No Per Deletion----- _Fee

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No Hidden Fees

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Why Choose Credit Repair Services from Fowler and Fowler?

Many people don’t realize just how important credit is until problems start showing up on their credit reports.  Credit plays a role in many aspects of life.  Of course, it’s taken into consideration when you are applying for a loan, but it can also be used to determine whether you can open accounts, rent an apartment – it can even determine whether you are selected for a job.  Having a healthy credit record is crucial in so many regards.

Unfortunately, maintaining a clean credit record isn’t always easy.  Unexpected circumstances, such as job loss, illness, or injury can make it difficult to meet financial obligations.  Marks against your record can linger for years, even if you’ve regained your financial composure and caught up on all your past debts.  Clerical errors can also weaken your credit score, even if you’ve never missed a payment.  Outdated or erroneous records on your credit report can have a significant impact on your credit rating

It’s important to stay aware of your credit record and identify any inaccurate or outdated information quickly.  Fowler and Fowler’s credit repair services can help you clean up your credit report, ensuring that anyone that sees your credit history gets a fair and accurate view of your creditworthiness.  Whether you’re applying for a job, looking for an apartment, or looking for financing, having a healthy and accurate credit report can help make things easier.

What Can a Credit Repair Company Do for You?  What Can’t They Do?

There are countless credit repair companies out there, all making various claims about what they can offer.  Some will make extravagant claims and promise incredible results.  It can be confusing and overwhelming trying to figure out what is – or isn’t – possible with a reputable credit repair company

What can a reputable credit repair company do for you?  They can:

  • Investigate your credit report to identify bad data
  • Help you remove negative inaccurate, unverifiable and outdated data from your record
  • Conduct disputes of items on your report on your behalf
  • Monitor the correction and deletion of inaccurate negative data

What can’t they do?  A credit repair company cannot:

  • Pull your credit report – beware of any company that offers to!
  • Remove negative items that are current, verifiable and accurate from your report
  • Guarantee an improved credit rating
  • Deliver immediate results           

Beware of any company that makes extraordinary promises or claims, or offers to do anything unethical to clean up your credit report.  No credit repair company can honestly guarantee specific results – they can only do what is within their power to restore your credit record to a true and accurate state.

If you are looking for a fair, ethical credit repair company that works hard on your behalf and offers affordable, straightforward fees, consider Fowler and Fowler.  Credit repair does take time; the average time is usually about 6 months, but Fowler and Fowler will work on your behalf for longer if needed. You will have full 24 hour access to your account, allowing you to track the progress of our efforts.  And of course, if you ever have any questions, we’ll be happy to answer them.

What are the Implications of Bad Credit?  Can It Be Fixed?

Bad credit is typically associated with the inability to get new credit.  Car loans, mortgages, and bank loans can be much more difficult to obtain with a problematic credit history.  However, there’s another side to bad credit:  it can end up costing you more money.  There are many lenders who are willing to lend to so-called “high risk customers”, but their leniency comes at a cost.  Higher interest rates over even just a few years can cost you thousands – even hundreds of thousands in the case of a mortgage - in additional interest fees. 

What can you do if you have bad credit?  There are several steps that you can take to begin the process of repairing your credit record:

  • Work with a credit repair company to eliminate as much inaccurate, outdated and unverifiable data as possible.  Even if you have had financial problems in the past, removing these items may have a positive effect on your credit score. 
  • It’s also important to avoid the pitfalls that led to your bad credit history in the first place.  Work towards paying off any legitimate outstanding debts, and resist the urge to take out new credit. 
  • If you absolutely must apply for credit, ensure that your credit record is only pulled when absolutely necessary – inquiries into your credit for new financing can also reduce your score. 
  • Be sure to pay any new debt on time, and avoid taking out more credit than your income can comfortably support.

By removing errors from your report, following responsible financial habits, and being informed about credit and its impact on you, it may be possible to work your way towards a strong credit score again. 

If you are serious about improving your credit rating, call us today and speak with a Credit Report Repair Specialist!  The call is free, and the service is backed by our Money Back Guarantee.  We will even look at your credit reports before you enroll in our program.    Click here for a free evaluation.  Don’t wait for the interest rates to go up again - Call Toll Free Today!  1-866-524-2328 or Sign Up On-line Now!