Hi, my name is Stephanie Fowler and I am the founder of Fowler and Fowler.  I would like to take a minute and personally answer the questions above, about my company.

1. Yes!  We will review your credit reports for free BEFORE you sign up with us.

2. We send disputes to the credit reporting agencies, your creditors, collections agencies, and even courthouses!  We do a full disputing process, not just a simple bureau dispute.  And we do not charge extra for our direct dispute service! (Watch out for other companies "upgrades".)

3. No, we do not charge a continuous monthly fee.  We want to finish your repair as quickly as possible.  Don't you?

4. Several companies will only work on 5 to 8 accounts at once, we work on them all!  There is no such law or regulation that you can only dispute a curtain number of accounts at once.  But, think about it, if you charged based on a monthly fee would you really want to work on all the accounts at once, or would you want to drag it out???

5. Why would you hire a law firm if the lawyer is not going to work for you?  If they are not going to "represent you" and they are going to send letters on your behalf, like every other credit repair company, why would you want to pay a lawyers salary in your credit repair fee?

6. This is a new technique... I have to hand it to them, they have a great money making scheme!  They have clients sign up and fill out there own dispute letters on-line, then the "law firm" mails them out.  And they charge an on-going monthly fee for you to repair your own credit!  If you are doing to have to do the work yourself, you can do it for much less than $34.00 a month!  

7. Yes!  If you are in central Florida, please come on in and meet your counselor face to face.  Or stop in when traveling through the state, we would love to meet you.

8. No, we would never pull our clients credit reports or scores!  I don't think we would be getting off to a very good start if the first thing we did was LOWER their credit scores!

9. Yes, we do.  Our clients have 24/7 access to their account information including details about billing and a breakdown for each account on each report.  We want our client to know exactly what is going on.

I have been repairing peoples credit for over 10 years now and frankly what I see on the internet appalls me!  The internet is flooded with "Credit Repair Mills", they all do exactly the same thing for about $40.00 a month.  (Push a button that prints an automated dispute letter every thirty days.)  These companies are working on building "residual income", meaning long term income, so they only dispute a few accounts at a time.  That is why they have people pay each month, and why it takes years for them to finish repairing someone's credit.  The longer it takes the more money they make...   If you are looking for a company to only dispute a few items a month and charge you a continuous monthly fee, then keep looking, they are all over the place.  If you are looking for a company that is  willing to do more, and have faster results, then look no further!  I truly hope this information will be helpful to you and I look forward to serving you.