-
- Credit and Debt Solutions
- Toll Free 1-866-524-2328
|
|
Our Program
Will Get
Your
Credit Back
On
Course...
|
 |
- On-line Client Status
Program
All of our clients have instant 24 hour, seven day a week access
to their credit repair program! Our clients can see exactly
what is happening on each credit report, for each credit account.
Once you sign up for our services we will e-mail you your username
and password so you can access your account on-line. Below is
a brief overview of how our program works.
- The Interviewer™
- Once we have copies of your
credit reports, we will set up
The Interviewer™
and e-mail you asking you to supply some simple information.
When we receive the completed Interviewer form, one of our credit repair
counselors will go over it and contact you if any other
information is needed. We want to make sure we fully understand your credit
history, current situation, long and short term credit goals, and give you
time to tell us your specific concerns. We will help you understand your credit scores
and counsel you on ways to quickly improve them by making suggestions
about paying and/or closing some accounts, or whatever your individual
circumstances need. We will set up our credit restoration plan
and time line and make sure we have clearly answered all your questions.
-
- Targeted Response™
- Next we will begin drafting unique documents, not form letters,
to send to the necessary creditors, collections agencies,
courthouses or public record providers, and credit reporting
agencies, depending on your personal situation. (Most
credit repair companies only dispute negative accounts with the
three credit reporting agencies, they send the same form letter
over and over again.) We contact the "furnisher of
information" directly with a Lawful Notice, Estoppel, or Debt
Validation letter, demanding a response
form them within the 30 days provided in the law. All of our
documents will be sent via fax, e-mail, internet, or regular mail, whichever is the most effective and
timely way to communicate with the necessary entities. We
are so successful because of our extensive knowledge of the Fair Credit
Reporting Act, the Fair Debt Collections Practice Act, the Consumer Credit Reporting
Reform Act, the Fair and Accurate Credit Transaction Act and the Consumer
Reporting Employment Clarification Act, along with over ten years of
experience and time proven techniques and methods.
Our services can permanently remove negative inaccurate unverifiable and
incomplete information from your credit reports, including charge
offs, collections accounts, bankruptcies, judgments, repo's,
foreclosures, student loans, tax liens, and slow pays.
-
- Result Tracker™
- We will also monitor the correction and deletion of negative
inaccurate unverifiable and incomplete information from your
credit reports. You will have instant on-line access to your
account, so you can see the progress for each credit report, and
see exactly what we are working on for each negative account.
Each account will be listed with the details of what is happening
and when it is removed or updated. We will recommend
settlements on unpaid, recent accounts if we feel it would be in
your best interest. We will negotiate, on your behalf, with
any creditors you would like to make settlement arrangements with;
typically for 30 to 50 percent of the amount owed.
We offer two types of Free Evaluations, an on-line form or an actual credit
report review. Please click here if you would like us to evaluate your
current credit situation free of charge.
|
|