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- Credit and Debt Solutions
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Don't become part of the
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Why choose Us?
We are very different from most Credit Repair Companies you see
advertising on-line. Most of them are nothing more than "credit repair
mills". They work on credit reports, (and consumers), like
they are herding cattle. They have simple computer programs that do "the
work" for them, and a staff of sales people. (Not lawyers, paralegals, or
certified credit counselors.) Most of these companies are owned by
entrepreneurs that saw the credit repair industry growing at a very rapid rate
and decided to get a share of the market! Even though they boast of "years
in business", most of these on-line companies did not start doing
credit repair until very recently. These "mills" simply draft one standard dispute letter
and send it to the credit reporting agencies every 30 to 60 days.
Something you could easily do for yourself! They charge a minimal
monthly fee, some less than the cost of cable television. Do you
really believe their "team of lawyers" or "specialists" is going to draft
original documents to the credit reporting agencies, FTC, creditors, collections
agencies and courthouses, on your behalf, for around $1.25 a day?
I
don't think so! It sounds much more realistic that a computer program
is going to spit out a form letter disputing the negative accounts on your
credit reports, then about 60 days later do it again and again and again,
for as long as you are willing to keep paying the monthly fees; or for
twelve months if you signed a one years contract. What all this means to you, the consumer, is: if you
want to pay low fees, expect minimal results. (You get what you pay for!)
Something else to consider: When hiring an attorney,
are you really looking for one that only charges $35.00 a month? How
much work is an attorney going to do for $35.00 a month? Then ask
yourself this: If you could find an attorney that would work of
$35.00 a month, would you really want to hire
him?
Please do not misunderstand our intentions in making you aware of these
facts, we do not want to discredit the services other companies provide.
Sometimes, they can be somewhat affective, but it is not a quick or long lasting
response to negative credit! It is more like taking an aspirin to treat cancer, you may be able to relieve part of the
pain, temporarily, but the problem still exists and in some cases is growing all
the while. Our approach to credit repair is more like laser surgery and chemo,
first we cut out the negative accounts at the source, then apply a few months of
follow up treatment just to make sure it doesn't come back!
We also offer the
ONLY
service were you can check the progress
of your account 24/ 7, with our on-line
Client
Status Program!
need more info...
Fowler and Fowler has been a leader in the credit repair
industry for nearly a decade. We have perfected our technique with
years of consistent results. Some companies boast of big numbers of
removed items, but what they failed to tell us is how many they did not
remove... if a company removes 50,000 bankruptcies that sounds pretty
impressive, but not if they failed to remove another 50,000, that is only 50%
removal. At Fowler and Fowler we are proud of our 90%
removal/correction rate!
We have been in business for fifteen years and doing credit repair
exclusively for ten years. We are listed with Dunn and Bradstreet, are
members of the Sebring Chamber of Commerce and have been members of the Business
Bureau for five
years with a perfect record! We have removed hundreds of thousands of
negative accounts from our client's credit reports and have included a section
of this website for you to view some sample credit reports and read several
testimonies form our satisfied clients. Click
Here to see them now.
We offer two types of Free Evaluations, an on-line form or
an actual credit report review. Please click
here if you would like us to
evaluate your current credit situation free of charge.
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