Fowler and Fowler

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Why choose Us?

We are very different from most Credit Repair Companies you see advertising on-line.  Most of them are nothing more than "credit repair mills".  They work on credit reports, (and consumers), like they are herding cattle.  They have simple computer programs that do "the work" for them, and a staff of sales people. (Not lawyers, paralegals, or certified credit counselors.)  Most of these companies are owned by entrepreneurs that saw the credit repair industry growing at a very rapid rate and decided to get a share of the market!  Even though they boast of "years in business", most of these on-line companies did not start doing credit repair until very recently.  These "mills" simply draft one standard dispute letter and send it to the credit reporting agencies every 30 to 60 days.  Something you could easily do for yourself!  They charge a minimal monthly fee, some less than the cost of cable television.  Do you really believe their "team of lawyers" or "specialists" is going to draft original documents to the credit reporting agencies, FTC, creditors, collections agencies and courthouses, on your behalf, for around $1.25 a day?  I don't think so!  It sounds much more realistic that a computer program is going to spit out a form letter disputing the negative accounts on your credit reports, then about 60 days later do it again and again and again, for as long as you are willing to keep paying the monthly fees; or for twelve months if you signed a one years contract.  What all this means to you, the consumer, is: if you want to pay low fees, expect minimal results. (You get what you pay for!)  Something else to consider: When hiring an attorney, are you really looking for one that only charges $35.00 a month?  How much work is an attorney going to do for $35.00 a month?  Then ask yourself this: If you could find an attorney that would work of $35.00 a month, would you really want to hire him?

Please do not misunderstand our intentions in making you aware of these facts, we do not want to discredit the services other companies provide.  Sometimes, they can be somewhat affective, but it is not a quick or long lasting response to negative credit!  It is more like taking an aspirin to treat cancer, you may be able to relieve part of the pain, temporarily, but the problem still exists and in some cases is growing all the while. Our approach to credit repair is more like laser surgery and chemo, first we cut out the negative accounts at the source, then apply a few months of follow up treatment just to make sure it doesn't come back!  We also offer the ONLY service were you can check the progress of your account 24/ 7, with our on-line Client Status Program!

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Fowler and Fowler has been a leader in the credit repair industry for nearly a decade.  We have perfected our technique with years of consistent results.  Some companies boast of big numbers of removed items, but what they failed to tell us is how many they did not remove... if a company removes 50,000 bankruptcies that sounds pretty impressive, but not if they failed to remove another 50,000, that is only 50% removal.  At Fowler and Fowler we are proud of our 90% removal/correction rate!   

We have been in business for fifteen years and doing credit repair exclusively for ten years.  We are listed with Dunn and Bradstreet, are members of the Sebring Chamber of Commerce and have been members of the Business Bureau for five years with a perfect record!  We have removed hundreds of thousands of negative accounts from our client's credit reports and have included a section of this website for you to view some sample credit reports and read several testimonies form our satisfied clients.  Click Here to see them now. 

We offer two types of Free Evaluations, an on-line form or an actual credit report review.  Please click here if you would like us to evaluate your current credit situation free of charge.

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